West Virginia Contractors License Practice Exam 2025 – All-in-One Resource for Exam Success!

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What is the minimum liability insurance requirement for licensed contractors in West Virginia?

$500,000

$1,000,000

In West Virginia, licensed contractors are required to maintain a minimum liability insurance coverage of $1,000,000. This requirement ensures that contractors have adequate financial protection in the event of accidents or damages related to their work. Liability insurance helps cover claims resulting from bodily injury, property damage, or other incidents that may occur during the course of a contractor's operations.

Setting the minimum coverage at this amount reflects the state's commitment to ensuring that both contractors and the public are protected. Higher coverage limits, while beneficial, are not stipulated as a minimum requirement, which makes the $1,000,000 limit significant for compliance and risk management for contractors in the industry. Understanding and adhering to this requirement is critical for operating legally and responsibly in West Virginia's construction landscape.

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$2,000,000

$750,000

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